Repayment Calculator
How To Use The Home Loan Repayment Calculator
The loan repayment calculator helps you work out what your regular repayments will be based on your loan amount.
Simply complete the fields on the calculator below. You can set the repayment frequency to monthly, fortnightly or weekly per your suitability.
The calculator will then calculate both the Principal and Interest repayment for the loan term.
The loan repayment calculator will include ongoing fees in its calculations. However, it doesn’t take any possible upfront or end of loan fees into account. Click on the ‘Assumptions’ tab for more information on how the repayments are calculated.
FAQ's
We help with home loans, refinancing, investment property finance, business & asset finance, personal loans, and specialised lending for self-employed borrowers. We compare products across multiple lenders to find the right rate and features for your situation — book a quick chat to get started.
Borrowing capacity depends on your income, living expenses, existing debts and the loan features you choose. Use our “How much can I borrow?” calculator for a fast estimate, then send your numbers to us for a personalised assessment.
Common documents include proof of identity, recent payslips or BAS (for self-employed), bank statements, details of existing debts and proof of savings/deposit. We’ll send a tailored checklist once you tell us your loan type — that makes the process fast and smooth.
A simple pre-approval or estimate can be done in 24–72 hours; formal approval depends on the lender and your documentation (typically 1–4 weeks). We manage the paperwork and follow up with the lender so you get a faster outcome.
Refinancing can save money if you can get a lower rate, better features, or release equity for investment/renovations — but fees and break costs matter. Book a free review and we’ll run a cost/benefit analysis specific to your loan and goals.
Most home loans arranged through brokers are paid by the lender (no direct broker fee), but some specialist loans or commercial finance might have fees — we’ll always disclose any costs up front and outline who pays what before you proceed.
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