Our Services
Our Expertise
We offer an extensive range of loan products from banks and other financial institutions, providing the latest loan information, policies as well as optimal rates and offers to our customers.
Purchasing Your First Home
- Understanding Home Loans
- Borrowing Capacity
- Researching The Property Market
- Government Grants & Incentives
- Choosing the Right Loan Product
Refinancing
- Home Loan Health Check
- Search For Competitive Interest Rate & Save
- Consolidating Other Debts
- Accessing Equity For Renovation Or Investment
- Refinancing For Better Loan Features
Small Business Loans
- Business Term Loan
- Vehicle and Asset Finance
- Commercial Property Loan
- Equipment & Machinery Finance
- Business Overdraft Facility
Car Loans & Debt Consolidation
- Unsecured Loan
- Car and Personal Loan
- Credit Card Debt Consolidation
- Medical & Emergency Expenses Loan
- Travel & Education Loan
Reverse Mortgage
- Help older people who aren’t earning a lot
- Access the equity in their homes as cash
- Reverse Mortgage Options
- Supplement Retirement Income
- Funding Aged Care or Medical Expenses
Investment Properties
- Refinance and invest in real estate
- Look For Competitive Interest Rate
- Consolidating Debts for Exit Strategy
- Access Equity for Business or Renovation
- Switch to Loans with Better Features
FAQ's
We help with home loans, refinancing, investment property finance, business & asset finance, personal loans, and specialised lending for self-employed borrowers. We compare products across multiple lenders to find the right rate and features for your situation — book a quick chat to get started.
Borrowing capacity depends on your income, living expenses, existing debts and the loan features you choose. Use our “How much can I borrow?” calculator for a fast estimate, then send your numbers to us for a personalised assessment.
Common documents include proof of identity, recent payslips or BAS (for self-employed), bank statements, details of existing debts and proof of savings/deposit. We’ll send a tailored checklist once you tell us your loan type — that makes the process fast and smooth.
A simple pre-approval or estimate can be done in 24–72 hours; formal approval depends on the lender and your documentation (typically 1–4 weeks). We manage the paperwork and follow up with the lender so you get a faster outcome.
Refinancing can save money if you can get a lower rate, better features, or release equity for investment/renovations — but fees and break costs matter. Book a free review and we’ll run a cost/benefit analysis specific to your loan and goals.
Most home loans arranged through brokers are paid by the lender (no direct broker fee), but some specialist loans or commercial finance might have fees — we’ll always disclose any costs up front and outline who pays what before you proceed.
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Real Mortgage Pty Ltd is a corporate credit representative (542926) of Buyer’s Choice Pty Ltd ACN 626 172 281 (Australian Credit Licence 509484) | ABN: 92661197520